Welcome to Motivation Mortgage! We are your Charlotte home loan experts dedicated to making sure your home purchase or refinance experience is top-notch.
Contact Us! Apply Now!Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.
FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. View the FHA loan limits in your area.
If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!
Curious about refinancing your home in Charlotte? Now may be the right time to start saving money every month!
Not sure how much of a home you can afford? Enter your personalized information below to get a good ballpark figure of the type of home you can afford today!
July 3, 2026
If you've been watching the housing market from the sidelines with a mixture of hope and trepidation, you're not alone. The good news? Summer 2026 is shaping up to be one of the more interesting seasons we've seen in a while, and some of the shifts happening right now could work in your favor. Let's…
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June 19, 2026
If you've been watching the housing market from the sidelines waiting for the "perfect moment," you're not alone. But here's the thing about perfect moments—they're usually only recognizable in hindsight, preferably while you're sitting in your own backyard enjoying a beverage of choice. Let's talk about what's actually happening in the market right now and…
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If you have any immediate questions or concerns don't hesitate to give us a call @ (704) 746-0300
